Privacy Policy / Terms of Use
(Amended as of July 2, 2018)
PLEASE NOTE: OUR PRIVACY POLICY CHANGES FROM TIME TO TIME. PLEASE CHECK BACK FOR UPDATES
This Web site is not directed at persons under the age of 18. By registering on this Site through the submission of the information
requested, you agree that the following terms and conditions of this Privacy Policy shall govern our use and disclosure
of your personal information. When you register with this website, you explicitly authorize us to share your information.
If you do not agree with the terms and conditions of our Privacy Policy, please do not complete the information request
form (i.e., do not register) or otherwise use or access this Site. If you have already registered by completing the information
disclosure forms, and you wish to opt-out from receiving more information from us,
please click on this link to "Opt-out." Your email address will be added to the suppression files associated with
this Site within ten (10) business days of your request. Thereafter, you should not receive any email correspondence
from us. However you will still receive promotional communications from our third party partners with whom we have shared
your information. To stop receiving further communications from these third parties you will need to contact them directly
in order to opt-out. Please note when you opt-out of receiving promotional communications from us, we will no longer
make your information available to our third party partners.
This Privacy Policy describes in some detail the information that we collect from you as part of the normal operation of
our service, and what may happen to the information we collect.
Your privacy is very important to us
We understand that some of the information that you might provide on our Site is personal and private. By submitting your
personal information, you are entrusting us to handle information that you regard as private, for the purposes and in
the manner set forth in this Privacy Policy. In exchange for your trust, you expect us to handle your personal and private
information in a professional manner that will be in keeping with your trust. Our Privacy Policy explains what information
we obtain on this Site, and how we use the information disclosed to us to link you to our business affiliates who have
expressed a willingness to provide you with the products and services associated with this Site.
Who We Are
We are an on-line consumer service that introduces persons such as yourself to certain of our business affiliates who have
expressed a general willingness to review your information and determine if they are willing to provide you with the
services or products that prompted you to visit our Site. When you visit our Site, you will be requested to complete
provide certain information that our business affiliates request in order to perform a preliminary analysis of your qualifications
to receive the service or products. Based upon your consent, as evidenced by your registering with us on this Site (i.e.,
your submission of the requested information on the application), we will forward the information that you provided to
certain of our business affiliates.
In addition, from time to time, we or our business affiliates may provide you the additional service (the "Premium Service")
of sending you e-mail you or otherwise corresponding with you to inform you of additional opportunities to receive special
offers for other services and/or products that we believe may be of interest. There are no fees for Premium Service,
and you are under no obligation to accept any service or product with any of our business affiliates offered under the
Premium Service.
Information We Collect
The information that we collect is generally limited to personal information about you that our business affiliates consider
necessary for performing a preliminary evaluation of your qualifications. To the extent that you can order products,
enter contests, express an opinion, or subscribe to a service(s), the type of personally identifiable information that
may be collected may include: name; address; e-mail address; telephone number; fax number; credit card information; information
about your interests in and use of various products, programs, and services; education level; educational interests;
home owner status; income; debt level; current mortgage; mortgage rate and the like. To the extent that you are requested
and you do submit information about other people, such information will be limited recipient's name, address, e-mail
address, and telephone number.
We also collect user information that can help us optimize and enhance your experience on our Site; as well as provide you
with an efficient, safe, smooth, and customized experience. For example, if you came to this Site from an online banner
ad, pop-up or other advertisement, an anonymous identification number may be passed to our Site. In some cases, we may
place a cookie in your browser. The aforementioned information cannot, by itself, be used to gather any personally identifiable
information about you, but it will allow us to track the overall effectiveness of our online advertising campaigns. We
also automatically track certain information with respect to your behavior on the Site through the forgoing cookie or
identification number. This non personally identifiable information may include the Internet address or URL that you
just came from and which URL you go to next; your computer browser information; and your IP address. We use this non
personally identifiable information in conjunction with some of the information that you provided to us to do internal
research on our users' demographics and behavior; and to better understand how to best serve other users of this Site.
Third parties may also set cookies on our sites to determine proper site usage and click count.
We also utilize Web Logs to track aggregate information about how our site is being used. Web Logs track anonymous user information,
including but not limited to the number of visitors to our site, operating systems and browser type. Unlike cookies,
Web Logs are maintained only on our servers and do not store or place anything on the user's computer.
How We Use Your Information
We collect the information that you submit and which our business affiliates consider necessary for performing a preliminary
evaluation of your qualifications for their products and services. Prior to sending your information to our business
affiliates, we attempt to validate it. For example, we may compare and review your personal information for errors, omissions,
and accuracy based upon past usage and response; or compare your information against other publicly available files;
or validate some of the personal information submitted to verify that the information inputted has a high probability
of being valid information.
After we submit your information to our business affiliates, our business affiliates may begin a separate and independent
evaluation of the information you submitted (the "Preliminary Application"). If our business affiliates find that the
Preliminary Application meets with their more specific acceptance criterion, they may contact you directly by phone,
mail or e-mail. For more information on how our business affiliates will handle your personal information, please visit
our business affiliate's website, and review their privacy policy. We are not responsible for the privacy practices or
the content of our business affiliates' Web sites.
Once you have registered with us, you are automatically enrolled to receive our Premium Service. We use the information you
provided, along with other information described below, to create a general user profile. This profile can be created
by combining your information with other sources of information such as information obtained from public databases, or
from your browsing habits surrounding your visit to this Site.
We may use personal information to provide the services you've requested, including wireless services that display customized
content and advertising. In addition to any fee of which you are notified, your provider's standard messaging rates apply
to our confirmation and all subsequent SMS correspondence. You may opt-out and remove your SMS information by sending
"STOP", "END", "QUIT" to the SMS text message you have received. If you remove your SMS information from our database
it will no longer be used by us for secondary purposes, disclosed to third parties, or used by us or third parties to
send promotional correspondence to you.
The Do Not Track browser settings
Advertisers may collect data about your online browsing activity and use it to show you targeted ads (a process known as
"behavioral advertising").
You can prevent companies from showing you targeted ads by submitting opt-outs to those service providers.
Opting-out will only prevent targeted ads so you may continue to see generic (non-targeted ads) from these companies after
you opt-out.
WE MAY USE INFORMATION THAT WE HAVE COLLECTED FOR ANY LEGALLY PERMISSIBLE PURPOSE, INCLUDING SELLING OR TRANSFERING SUCH
INFORMATION AT ANY TIME TO THIRD PARTIES FOR ANY LEGALLY PERMISSIBLE PURPOSE.
For example, we may share your personal information with select business affiliates so that they can contact you and offer
you products and or services that we believe might be of interest to you. This may include e-mail advertising, telephone
marketing, direct mail marketing, and online banner advertising to name a few. In addition, we may maintain separate
e-mail, mailing or phone lists for different purposes based on the information that you submitted and that we maintain.
For your information, our business affiliates have all agreed to operate in accordance with federal and state laws and
regulations relating to the handling of your personal information. You may learn more about any of our business affiliate's
privacy policy by visiting our business affiliates' Web sites at such times as such affiliate may contact you. We are
not responsible for the privacy practices or the content of our business affiliates' Web sites. If you wish to end any
e-mail correspondence from us, you will need to Opt-out from receiving further correspondence by advising us of your
decision to Opt-out by clicking a link in the e-mail to our Opt-out procedures. Within ten (10) business days, your e-mail
address will be placed on a suppression list and we will no longer correspond with you by email or resell or transfer
your information to third parties. If you wish to end future correspondence with any of our business affiliates, you
will need to follow the instructions at the end of any such each e-mail message from them to unsubscribe from such business
affiliate's e-mail. You are able to opt-out when registering with us.
We may also disclose your personally identifiable information in response to a subpoena, court order, or other legal process;
as well as the transfer or sale of personally identifiable information pursuant to the sale of our business or assets.
Should such a combination or acquisition occur, we will require that the new combined or acquiring entity follow this
privacy policy with respect to your personal information. If we transfer ownership of the site to another company, we
will notify you by email or by general notice on our site. In addition to the forgoing, we may also sell, transfer or
share non-individualized information, such as summary or aggregated anonymous information about all persons or sub-groups
of persons visiting this site.
We cannot ensure that all of your private communications and other personal information will never be disclosed in ways not
otherwise described in this Privacy Policy. For example, third parties may unlawfully intercept personal data or access
our servers and obtain personal data. Therefore, although we use industry standard practices to protect your privacy,
we do not promise, nor you should not expect, that your personal information would always remain private.
Certain sensitive information such as credit card numbers or other information such as social security numbers and drivers
licenses ("Financial Information") collected on the site and associated data is encrypted and protected with SSL encryption
software from the time it is captured by our application to the time it is transmitted to our servers. For more information
on the encryption and protection of your information, please see How We Protect Your Privacy.
Application of this Privacy Policy
This Privacy Policy applies to consumers that have signed up on the website. We may sell the personal information that you
supply to us and we may work with other third party businesses to bring selected retail opportunities to our members
via direct mail, email and telemarketing. These businesses may include providers of direct marketing services and applications,
including lookup and reference, data enhancement, suppression and validation and email marketing
How We Protect Your Privacy
We protect your privacy in a number of ways. As an initial matter, any Financial Information transmitted to our servers via
a secure server is encrypted using SSL technology. SSL is a protocol that transmits your communications over the Internet
in an encrypted form. The protocol ensures that the information is sent, unchanged, only to the server you intended to
send it to.
Once your information reaches our server, it is protected by a firewall. With a firewall in place, your information is virtually
inaccessible to third parties. In addition to encryption and firewall protections, we have all of our business affiliates
agree to operate in accordance with federal and state laws and regulations, including regulations relating to CAN-SPAM
and rules promulgated by the FTC. If we learn that any of our business affiliates are breaching our agreement, and therefore
your trust, we will take corrective actions immediately or terminate our relationship with such business affiliate.
We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission
and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure,
however. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot
guarantee its absolute security. If you have any questions about security on our Web site, you can mail us at the address
indicated below in the Contact Us section.
Changes; Opting-Out
If you want to change the information that you submitted, please do so by making another request through our Site. We will
not be able to change information that is forwarded on to our business affiliates. Please contact the business affiliates
directly to change any of your information.
If you want to request to be removed from further communication with this Site, including our Premium Services, please Opt-out
by
clicking on this link to our Opt-out procedure. We will place your e-mail address on a suppression file associated
with this Site. Persons whose names appear on our suppression file, will have their e-mail addresses checked against
all correspondence to be sent by us. Where there is a match, the planned email correspondence will be withheld, and such
person will receive no further email correspondence from us. Your e-mail address will be placed on the suppression list
associated with this Site within ten business (10) days of your request. Once you have opted out, we will no longer forward
you email from this site but we are not responsible or in control of the business practices of our business affiliates
who have been forwarded your information.
Notification of Changes to Privacy Policy
We may update this Privacy Policy at any time by posting a new privacy policy on the Site. Be sure to check the current terms
of any privacy policy in effect by visiting this Site. By checking the effective date of the policy, you will be immediately
alerted on whether the Privacy Policy has been updated. Please note however, that the updated privacy policy will go
into effect automatically 30 days after initial posting. From time to time, we may use your information for new, unanticipated
uses not previously disclosed in our Privacy Policy. Please note that if our information practices change at some time
in the future, we will use only data collected from the time of the new privacy policy amendment forward for those new
purposes. If we make material changes to this policy, we will notify you here, by email, or by means of a notice on our
home page.
Contact Us
If you have any questions or suggestions regarding our privacy policy, please contact us at:
• ATTN: FastEasyQuote.com
• 2110 Artesia Blvd.
• Suite 858
• Redondo Beach, CA 90278
Special Notification for California Residents
Individual customers who reside in California and have provided their personal information may request information regarding
disclosures of this information to third parties for direct marketing purposes. Such requests must be submitted to us
at the following mailing address:
• ATTN: FastEasyQuote.com
• 2110 Artesia Blvd.
• Suite 858
• Redondo Beach, CA 90278
This request may be made no more than once per calendar year. We reserve our right not to respond to requests submitted other
than to the address specified in this paragraph.
DISCLOSURES
When inquiring about a loan on this site, this is not a loan application. This is not an offer to lend and we are not affiliated
with your current mortgage servicer. Upon the completion of your inquiry, we will work hard to match you with a lender
or lenders who may assist you with an official loan application and provide loan product eligibility requirements for
your individual situation.
When applying for a loan, lenders will commonly require you to provide a valid social security number and submit to a credit
check. Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved. Minimum
credit ratings may vary according to lender and loan product. In the event that you do not qualify for a credit rating
based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or
credit improvement company who may or may not be able to assist you with improving your credit for a fee. Any loan product
that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing
fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of
the loan product.
This site is in no way affiliated with any news source or government organization and is not a government agency. Not affiliated
with HUD, FHA, VA, FNMA or GNMA. This site may contain affiliate and partner links. This website and the company that
owns it is not responsible for any typographical or photographic errors. If you do not agree to our terms and policies,
then please leave this site immediately. If you submit your mobile number on this website you agree to receive marketing
based text messages. Consent is not required for purchase. You will receive up to 4 messages per month. Standard text
and data rates may apply. Reply STOP to stop & HELP for help.
Contents of this website are copyrighted property of the owner of this website. All trademarks, logos, and service marks
(collectively the "Trademarks") displayed are registered and/or unregistered Trademarks of their respective owners.
In the event that you discovered this website through an advertisement, such advertisement may consist of stock photos, images,
video or other publicly available resources. Any spokesperson used is an employee of the advertiser that owns and operates
this website and is not a paid spokesperson or influencer.
© 2018 FastEasyQuote.com is not a government agency or a lender. Not affiliated with HUD, FHA, VA, FNMA or GNMA. We work
hard to match you with local lenders for the mortgage you inquire about. This is not an offer to lend and we are not
affiliated with your current mortgage servicer.